Sorry, your a tier 0 freind…
With christmas coming up, I am required to buy people gifts and cards due to the tradition. However with a limited budget, I have come up with a method to control the amount christmas costs by using a tier system for anyone I know who may be expecting something from me. This will ensure that the traditions requirements don’t escalate into my overdraft.
This year, my budget for Christmas is £200, so we distrabute that fairly using a Tier System… Continue Reading